If you’re 60 to 70 years old … or have a family member who is … then what you are about to discover could help prevent the complete erosion of your estate. In fact, it’s probably the most important asset you could ever own. Let me explain why. For over 24 years, I have helped hundreds of individuals understand and implement money saving ideas. From the birth of an innocent newborn to the demise of a crafty senior I’ve witnessed families in every financial situation imaginable. As my clients age (and me along with them), I can tell you without hesitation the biggest fear of growing old is losing your ability to remain independent. Although we are living longer, we are not necessarily living better.
Knick-knacks, dust-catchers, and decorative items like paintings are a good candidate for early crating, seeing as how decorative arrangements will be done at leisure after the necessities of life are attended to. The trouble with anything that hangs on a wall is that you don’t think about it until the room is otherwise empty. You haul out the last piece of furniture, pause to survey the room, and then gasp as you realize that you almost forgot the mirror…
Is your best friend an excellent cook and you a top-notch cleaner? Trade off. Clean up a specific area of your pal’s house in exchange for a home cooked meal. Since you both excel in different areas, it won’t feel as much like work and you’ll get the jobs done more proficiently.
Drop collision and/or comprehension coverage on older cars – It may not be cost-effective to have collision or comprehensive auto coverage’s on cars worth less than 00 because any claim you make would not substantially exceed annual cost and deductible amounts. Auto dealers and banks can tell you the worth of cars.
Stay indoors when possible. “Air-conditioning is the number one protective factor against heat-related illness and death,” the national Centers for Disease Control and Prevention stated as the month began. Indoor temperature control has enabled us to ignore many of the negative aspects of hot weather until about the past ten years, when climatologists started noticing an unprecedented rise in global temperatures.
Starting with the one you may cringe at, but see on a regular basis and have never thought about before in this capacity, we have the resourcefulness of bleach. It could push you back off your rocker to think about pouring bleach over your feet or beneath your toenail, but it works like nothing else to kill off those reluctant forms of bacteria. As well, it disinfects the area to prevent the spread of these fungi. Also, did we say how ridiculously cheap it is?
You can learn these from your silvercreekcropinsurance.com as well as the National Flood Insurance Program which mitigates your state to assist you just in case the disaster does happen in when you are living.
Put your teen on the policy: Before setting up a self-governing policy for your teenage driver, put them on your car insurance policy as an added driver. This way, all the discounts that you get on your policies, they will also be eligible for the same.
First, you want to find the most range of options. And this can make all the difference, so investing the time to find more options, will give you more quotes, and you will ultimately find a price that is right!
But at last, you’ll be at the end of it all, all snug in your new domestic nest. Almost nobody gets it all unpacked in one day. Your days will be interrupted by awkward situations such as stepping out of the shower and discovering that nobody’s found the towels yet, thrashing though crates in a blind panic to find that important notebook with the number to the agricultural insurance in it, and pretending you lost the kid’s Tickle-Me Elmo so you can enjoy a few more blissful days of not having to listen to it.